Guys, think before you open 811 account.
I’ve opened a Kotak 811 account using mobile app. It was easy to open an account. I started using that account (not frequently).
Later I joined new company and they’ve salary account in Kotak bank.
Bank executive came to office, and I told him that I’ve 811 account. After filling all forms for new salary account, he told me that you need to go to any branch and do your KYC for 811 account. Otherwise they won’t be able to do anything.
All others got cheque book, debit card, etc… for their new account. But I didn’t he told me that I will get the same on courier.
Next day I went to branch for doing KYS for my 811 account. After submitting ID proof, address proof and poto, they told me that it will take 7 working days.
Today is 21st Feb. If didn’t submit cheque to my account today, I won’t be getting salary this month.
Daily Struggles 